The Moonlighting Liability Insurance Program protects individual peace officers who perform extra duty jobs. In addition to protecting the officer, coverage is extended to the non-governmental entity that has contracted the officer’s services.  By offering protection to the extra duty employer you have a distinct marketing advantage over other programs, which may not extend coverage to the hiring entity.

Who Needs this Coverage?
Any peace officer who provides law enforcement services for non-governmental entities.  Coverage is subject to approval from your primary governmental employer.

Coverage Summery:

• $100,000 limit of liability including legal defense costs for claims alleging bodily injury, property damage or personal injury while working any authorized off duty job.  Optional limits of $250,000 and $500,000 are available upon request.
  
• Coverage is written with an A rated insurer.
• No Deductible
• Annual Cost for $100,00 Liability Limit:
  • $198           (for FOP members)
  • $333           (for non-FOP members)
• Annual Cost for $250,000 Liability Limit:
  • $396          (for FOP members)
  • $667          (for non-FOP members)
• Annual Cost for $500,000 Liability Limit:
  • $595          (for FOP members)
  • $999          (for non-FOP members)

Download an F.O.P. Moonlighting Application (requires Acrobat Reader) Mail completed application along with premium payment to: Maureen Jagos Hylant Group Inc. P.O. Box 1687 Toledo, OH 43603-1687 Phone: 1-800-341-6038 Fax: 1-419-255-7557 E-mail: Maureen.Jagos@hylant.com