Article 19 of the F.O.P. Constitution and
Bylaws requires each state and local lodge
to maintain employee dishonesty coverage
to protect lodge funds from dishonest acts
by lodge members.
This
program fulfills this requirement and offers
the following coverage features:
- 3 Year Prepaid Policy (Kentucky lodges
must add a 1.5% surcharge to premium)
- Optional Limits and Deductibles
- Broadest
definition of covered Employees and
Financial Loss
- Automatic
Renewal – No new application required
for loss free lodges.
- Available
to F.O.P. Lodges in all states, except
Hawaii
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$25,000
$50,000
$100,000
$200,000
$300,000 |
$250
$500
$1000
$2000
$3000 |
$308
$435
$605
$734
$861 |
* Limits requested over $25,000 are subject to additional underwriting requirements.
** Premium is considered fully earned at coverage inception.
Apply Online
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Hartford Fire Insurance Company–Rated
A+ by A.M. Best Company
Blanket Employee Dishonesty Coverage–
Insures for loss of money, securities and
other property caused by fraudulent or dishonest
acts of any employee against the F.O.P.
Lodge.
Definition
of Employee includes all officers, directors,
volunteers and committee chairpersons whether
compensated or not.
- Coverage will be effective
upon receipt and review of
a completed application and
payment.
- Policies will be mailed from
The Hartford within 15 days
of your coverage effective
date.
The
Company reserves the right to
decline coverage after review
of the application.
Coverage is continuous until cancelled by request of the Lodge or by non-payment of 3 year insurance premium to Hartford.
The Fidelity Bond Program is not a plan offered or covered by FOP Legal Plan, Inc. The Fidelity Bond Program is offered and insured by an outside independent insurance company and is endorsed by The Grand Lodge FOP.
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