Article 19 of the F.O.P. Constitution and
Bylaws requires each state and local lodge
to maintain employee dishonesty coverage
to protect lodge funds from dishonest acts
by lodge members.
program fulfills this requirement and offers
the following coverage features:
- 3 Year Prepaid Policy (Kentucky lodges
must add a 1.5% surcharge to premium)
- Optional Limits and Deductibles
definition of covered Employees and
Renewal – No new application required
for loss free lodges.
to F.O.P. Lodges in all states, except
* Premium is considered fully earned
at coverage inception.
a Printable Fidelity Insurance Application
Hartford Fire Insurance Company–Rated
A+ by A.M. Best Company
Blanket Employee Dishonesty Coverage–
Insures for loss of money, securities and
other property caused by fraudulent or dishonest
acts of any employee against the F.O.P.
of Employee includes all officers, directors,
volunteers and committee chairpersons whether
compensated or not.
- Coverage will be effective
upon receipt and review of
a completed application and
- Policies will be mailed from
The Hartford within 15 days
of your coverage effective
Company reserves the right to
decline coverage after review
of the application.