Employee Benefits
At the Hylant Group, we recognize that all of our customers are unique. We pride ourselves in designing and implementing cost effective employee benefit programs designed to meet the various needs of our customers.

Saving money on your employee benefits plan is a must. Equally important is meeting your employee needs for a competitive benefit package. Allow Hylant Group to take on the challenge and achieve these two objectives for your company. We believe in “Keeping employees healthy, improving your bottom line”.

• Group Programs - Medical, Life, Disability, etc.
• Voluntary Benefits
• 401(k) and Executive Benefits
• Major Medical Program Partnerships
• Alternative funding strategies
• Employee Communication
• Wellness and Disease Management Programs

Insurance Services
In today’s unsettled insurance market, trying to find an insurance program that effectively manages your risk without diminishing your bottom line can be a challenge. At the Hylant Group, we focus on developing a deep understanding of your business and your risk management needs. By working with you as a partner, we provide you with the most innovative and effective insurance solutions for your long-term care facilities and their staff.

• Risk Management
• Commercial Property & Casualty Insurance
• Professional Liability & Malpractice Insurance
• Umbrella

Hylant Group will produce solutions for the way you do business today, tomorrow and into the future. We understand that the ultimate success of any insurance program is the commitment and partnership by all parties involved.

SEMP
Sentinel Event Management Program (SEMP) is a risk management service designed to proactively eliminate and reduce professional liability claims that occur within a long-term care facility. SEMP is a toll-free 800 number, 24 hour, seven-days-a-week event management program managed and administered by Albert B. Addis, an attorney specializing in medical malpractice and long-term care with experience in civil and criminal law. It provides both telephonic and on-site sentinel event management.

SEMP is incorporated within the professional liability insurance coverage which is provided by CNA Insurance Company, an “A” rated insurance carrier and the largest writer of long-term care insurance in the nation with over 3,500 insureds and $300 million in premium.

The program was designed for professionals within the long-term care industry by legal counsel for one of the largest long-term care organizations in the country. It has been proven to be successful in eliminating professional liability claims and managing damages, both civil and criminal.

SEMP is at no cost to the insured. The cost of SEMP is paid for by the insurance company and the insurance company provides a premium discount for participating in the program. SEMP is truly an investment within your facility.

Features and Benefits
• 800 toll free number
• 24/7 legal counsel availability
• Telephonic and on-site event management
• Specialized legal counsel with civil and criminal
experience in long-term care.
• Program incorporated within the professional
liability insurance coverage
• Premium discount for participation
• No cost to the insured

The Importance of Sentinel Event Management
Due to the nature of Long-Term Care, no amount of traditional risk management can guarantee that unfortunate sentinel events will not occur within facilities.

The unique nature of Long-Term Care and its inter-relationship with Federal and State regulation, dictate the need for responses to sentinel events that are different and more aggressive than those utilized in other health care fields.

Because Federal and State laws often make simple negligence a standard for criminal investigation and prosecution within long-term care facilities, the opportunity and/or duty may arise to invoke constitutional privileges in order to protect both the facility and its individual officers and employees from unjust criminal and civil liability.

Simply stated, when a sentinel event occurs, a criminal investigation often follows. The facility, its officers and employees are under no duty to waive their constitutional rights during such an investigation. In order to protect such rights, however, an attorney must be present. The Sentinel Event Management Program (SEMP) therefore encourages our insureds to immediately contact the SEMP Attorney identified to you for your area. This attorney is specially trained to balance the criminal and civil law implications to substantially lessen and often eliminate costly litigation.

This program is not experimental. It has proven successful and has already saved several facilities involvement in civil litigation and has helped them reduce their losses and premiums.

This program requires that you immediately contact the Sentinel Event Management Program Attorney as soon as you become aware of a sentinel event or any other occurrence that could lead to litigation.

Albert B. Addis
Attorney at Law