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Prepared, Not Scared: September Is National Preparedness Month.

Sep 03, 2019 Decorative image of flooded neighborhood

The National Safety Council and the U.S. Department of Homeland Security have partnered to raise awareness this month of the importance of disaster and emergency planning. Families, communities and businesses all have a role to play in understanding, preparing for and responding to challenges caused by catastrophic weather, health threats, hazards and acts of terrorism.

Resources for Families and Communities

The National Preparedness Month website contains free resources to help families, educators, and other community members prepare for a variety of emergencies. Publications, videos, toolkits, graphics and promotional materials, youth education materials, social media messaging, information about volunteering and much more are available free of charge.

Resources for Businesses

Business professionals can find Ready Business Toolkits on the Department of Homeland Security website. Each kit provides step-by-step instructions for preparing the organization and includes the following sections:

• Identify Your Risk
• Develop a Plan
• Take Action
• Be Recognized and Inspire Others

Kits are available specifically for addressing the following scenarios:

• Earthquake
• Hurricane
• Inland Flooding
• Power Outage
• Severe Wind/Tornado

The website also has links to pre-developed business emergency messages you can share on social media.

Now is also a great time for business leaders to review and update their business continuation plans. As part of that process, we recommend examining insurance coverages to ensure that not only are adequate coverages in place, but also that limits are understood and acceptable before a crisis arises. Contact your local Hylant risk management expert if you would like help reviewing your current policies.

The above information does not constitute advice. Always contact your insurance broker or trusted adviser for insurance-related questions.

Sean Majewski, Casualty Loss Control Risk Advisor




Author Steve Groos, Risk Control Advisor, Hylant