While most Atlantic hurricanes strike the U.S. in August, September or October, hurricane season officially begins today and ends November 30. Storm names have been selected—beginning with Arthur and Bertha, which formed as tropical storms in May.
The National Oceanic and Atmospheric Administration (NOAA) predicts a 60% chance of a more active season than normal, with 13 to 19 named storms (winds greater than 39 miles per hour). Of those, 6 to 10 could become hurricanes (winds greater than of 74 miles per), and 3 to 6 could be major storms (category 3 or above), according to NOAA.
If you haven’t done so already, now is the time to prepare. Visit the Hylant Hurricane Resources Center.
We’ve gathered information and tools to help you protect your family, your home and your business.
With today’s technology, it’s easy to stay informed about the weather. Simply sign up for notifications from a trusted local or national source. Here are some of the alerts you might hear and what they mean:
- Tropical Storm Watch: Tropical storm conditions (sustained winds between 39 and 74 miles per hour) are possible within 48 hours.
- Tropical Storm Warning: Tropical storm conditions (sustained winds between 39 and 74 miles per hour) are expected within 36 hours.
- Hurricane Watch: Hurricane conditions (sustained winds of 74 miles per hour or greater) are possible within 48 hours.
- Hurricane Warning: Hurricane conditions (sustained winds of 74 miles per hour or greater) are expected to develop within 36 hours.
Hurricanes are categorized by their wind speeds, using the Saffir-Simpson scale:
- Category 1: 74-95 mph sustained winds (e.g., Hurricane Florence)
- Category 2: 96-110 mph sustained winds (e.g., Hurricane Ike)
- Category 3: 111-129 mph sustained winds (e.g., Hurricane Katrina)
- Category 4: 130-156 mph sustained winds (e.g., Hurricane Harvey)
- Category 5: 157 or higher mph sustained winds (e.g., Hurricane Michael)
Keep in mind that water often causes more damage than wind. Hurricane Florence, for example, came ashore as a Category 1 storm in 2018. As it crawled inland, it dropped more than two feet of rain across southeast North Carolina. Learn more about managing flood risks here.
Know Who Can Help
As a reminder to our clients, if your insured home or commercial property is damaged by a storm and you need assistance filing a claim or have questions, please contact your Hylant service team member. Alternatively, you can contact your carrier directly to submit a claim:
- AIG: 888-760-9195
- Chubb: 800-252-4670
- Cincinnati: 877-242-2544
- CNA: 877-262-2727
- Hanover: 800-628-0250
- Hartford: 800-243-5860
- Liberty Mutual: 844-325-2467
- Philadelphia: 800-765-9749
- PURE: 888-813-7873
- Selective: 866-455-9969
- Travelers: 800-238-6225
- Zurich: 800-987-3373
Finally, we strongly encourage you to use reputable, well-known contractors in your area for repairs. Your Hylant service team member or insurance provider can give you the names of trusted companies.
The above information does not constitute advice. Always contact your insurance broker or trusted adviser for insurance-related questions.