So many Atlantic hurricanes formed in 2020 that, for only the second time in 15 years, the list of storm names was exhausted and the supplemental names list was used—the Greek alphabet. Is your name on the list (or the new supplemental list) for 2021?
Another Active Year
This year is forecasted to be very active. In fact, the first subtropical system of the year actually formed off the coast of Brazil in mid-April, well before the official start of the Atlantic hurricane season. Visit the Hylant Hurricane Resources Center for information and tools to help you protect your family, your home and your business.
With today’s technology, it’s easy to stay informed about the weather. Simply sign up for notifications from a trusted local or national source. Here are some of the alerts you might hear during hurricane season and what they mean:
- Tropical Storm Watch: Tropical storm conditions (sustained winds between 39 and 74 miles per hour) are possible within 48 hours.
- Tropical Storm Warning: Tropical storm conditions (sustained winds between 39 and 74 miles per hour) are expected within 36 hours.
- Hurricane Watch: Hurricane conditions (sustained winds of 74 miles per hour or greater) are possible within 48 hours.
- Hurricane Warning: Hurricane conditions (sustained winds of 74 miles per hour or greater) are expected to develop within 36 hours.
Hurricanes are categorized by their wind speeds, using the Saffir-Simpson scale. Here are what the categories mean:
- Category 1: 74-95 mph sustained winds (e.g., Hurricane Florence)
- Category 2: 96-110 mph sustained winds (e.g., Hurricane Ike)
- Category 3: 111-129 mph sustained winds (e.g., Hurricane Katrina)
- Category 4: 130-156 mph sustained winds (e.g., Hurricane Harvey)
- Category 5: 157 or higher mph sustained winds (e.g., Hurricane Michael)
Keep in mind that water often causes more damage than wind. Hurricane Florence, for example, came ashore as a Category 1 storm in 2018. As it crawled inland, it dropped more than two feet of rain across southeast North Carolina. If you are considering obtaining flood insurance for your home or business property, remember that this type of coverage does not take effect until 30 days after it has been purchased.
Know Who Can Help
As a reminder to our clients, if your insured home or commercial property is damaged by a storm and you need assistance filing a claim or have questions, please contact your Hylant service team member. Alternatively, you can contact your carrier directly to submit a claim:
- AIG: 888-760-9195
- Chubb: 800-252-4670
- Cincinnati: 877-242-2544
- CNA: 877-262-2727
- Hanover: 800-628-0250
- Hartford: 800-243-5860
- Liberty Mutual: 844-325-2467
- Philadelphia: 800-765-9749
- PURE: 888-813-7873
- Selective: 866-455-9969
- Travelers: 800-238-6225
- Zurich: 800-987-3373
If repairs are needed after a storm, we strongly encourage the use of reputable, well-known contractors. Your Hylant service team member or insurance provider can give you the names of trusted companies.
The above information does not constitute advice. Always contact your insurance broker or trusted adviser for insurance-related questions.