The 2022 Atlantic hurricane season begins today. Colorado State University researchers have predicted 19 named storms, with nine of those storms becoming hurricanes and four of those projected to be major storms.
The most two recent hurricane seasons have produced an above-average number of storms throughout the Atlantic and Gulf regions. Both the 2020 and 2021 seasons were influenced by La Nina weather patterns, similar to what is expected again this year. Over the Atlantic basin, a La Nina weather pattern results in warmer waters and decreased atmospheric stability.
Tropical Storm Names and Strengths
Tropical cyclone names for 2022 include the following: Alex, Bonnie, Colin, Danielle, Earl, Fiona, Gaston, Hermine, Ian, Julia, Karl, Lisa, Martin, Nicole, Owen, Paula, Richard, Shary, Tobias, Virginie, and Walter. The tropical storms name list is maintained by the World Meteorological Organization.
Hurricanes are categorized based on their sustained wind speeds on the Saffir-Simpson scale, which ranges from 1 to 5. Examples of each of these hurricane categories are:
Category 1: 74-95 mph sustained winds (e.g., Hurricane Florence)
Category 2: 96-110 mph sustained winds (e.g., Hurricane Ike)
Category 3: 111-129 mph sustained winds (e.g., Hurricane Katrina)
Category 4: 130-156 mph sustained winds (e.g., Hurricane Harvey)
Category 5: 157 or higher mph sustained winds (e.g., Hurricane Michael)
Be Prepared for Flooding
Although sustained wind speeds are what categorizes a hurricane, water can oftentimes be the most damaging. If you are considering purchasing flood coverage for your residence or business, please note that coverage does not take effect for 10 to 30 days after it has been purchased, depending on the policy. Learn more here.
Being prepared both physically and financially for hurricane season is crucial. By determining your risk for hurricane damage, you can take the necessary steps to protect yourself. Identifying your evacuation plan and preparing essential items, reviewing and updating your insurance policies, and telling others about your plans in case of emergency, are all important steps to take in your preparation process.
With the technology available today, it is easy to remain informed about any impending weather in your area. Enabling notification from your trusted national and local weather service stations can allow you to receive news as it happens.
Finally, knowing ahead of time who to call in the event of a hurricane, such as your insurance broker and a reputable restoration company, can help mitigate some of the stress and can aid in your plan of action when necessary. For more information, visit the Hylant hurricane resource center.
The above information does not constitute advice. Always contact your insurance broker or trusted advisor for insurance-related questions.