Article 19 of the F.O.P. Constitution and Bylaws requires each state and local lodge to maintain employee dishonesty coverage to protect lodge funds from dishonest acts by lodge members.
This program fulfills this requirement and offers the following coverage features:
Hartford Fire Insurance Company–Rated A+ by A.M. Best Company
Blanket Employee Dishonesty Coverage– Insures for loss of money, securities and other property caused by fraudulent or dishonest acts of any employee against the F.O.P. Lodge.
Definition of Employee includes all officers, directors, volunteers and committee chairpersons whether compensated or not.
|Limit*||Deductible||3-year Pre-paid Premium|
* Limits requested over $25,000 are subject to additional underwriting requirements.
** Premium is considered fully earned at coverage inception.