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How to Prepare for Natural Disasters and Manage Risks

Plan Ahead.
Be Prepared.

Floods, wildfires, tornadoes, hurricanes and winter storms impact the United States every year, injuring people, damaging property and costing billions of dollars in cleanup, repairs and lost business.

It’s not possible to prevent these natural disasters, but homeowners and business risk managers can take three important steps to protect themselves, their property and their finances.

Lightening strike in storm

1. Plan ahead. Understand the likely risks to your family, property or business. Take steps to reduce them before a natural disaster occurs.

2. Be aware. Download the Federal Emergency Management Agency’s free app or other tools to receive emergency alerts, safety tips and more.

3. Contact Hylant. We can help you better understand the coverage provided by your homeowners insurance, small business insurance and commercial property insurance, and explore ways to further reduce your risks.

Here are some additional resources to help you protect your home, family and business.

How to Prepare for a Flood

Flooding, including inland flooding, is now one of the most common natural disasters in the U.S.

Homes & Families

Article: Learn how flood insurance works before you need it. Click here.

Ready.gov: Browse resources to help you stay safe before, during and after a flood. Click here.

Article: Read the Centers for Disease Control and Prevention’s tips for safely reentering a flooded home. Click here.

Businesses

Tip Sheet: Consider these seven tips for managing commercial property flood risk exposures. Click here.

Ready.gov: Download “Inland Flooding Toolkit.” Click here.

How to Prepare for a Wildfire

Wildfire “season” is now a year-round threat.

Homes & Families

Article: Does your insurance policy cover wildfires? Click here.

Ready.gov: Browse resources to help you stay safe before, during and after a wildfire. Click here.

Information Sheet: The National Fire Protection Association shares ways to make your home safer during a wildfire. Click here.

Businesses

Article: Learn why careful pre-loss value reporting is important to consider before a wildfire or other natural disaster interrupts your business. Click here.

Ready.gov: Download “Prepare Your Organization for a Wildfire: Playbook.” Click here.

How to Prepare for a Tornado

While more tornadoes form from March through May each year, these powerful storms can strike during any month.

Homes & Families

Quiz: Test your knowledge about tornado season. Click here.

Ready.gov:
Browse resources to help you stay safe before, during and after a tornado. Click here.

Article:
Learn how to make filing a homeowner claim easier after disaster strikes. Click here.

Businesses

Infographic: Learn five steps that will help you effectively manage a business property insurance claim after a tornado or other natural disaster strikes. Click here.

Ready.gov: Download “Severe Wind/Tornado Toolkit.” Click here.

How to Prepare for a Hurricane

Every year, organizations predict how many hurricanes will likely impact the U.S. Keep in mind that it takes just one to cause devastation.

Homes & Families

Website: Visit Hylant’s “Hurricanes & Protecting What Matters Most” site. Click here.

Ready.gov: Browse resources to help you stay safe before, during and after a hurricane. Click here.

Businesses

Website: Visit Hylant’s “Hurricanes & Protecting What Matters Most” business page. Click here.

Ready.gov:
Download “Hurricane Toolkit.” Click here.

How to Prepare for a Severe Winter Weather

Brutal cold, snow and ice are becoming more common in all parts of the U.S., not just in the northern states. With the spring thaw comes the possibility of flooding.

Homes & Families

Checklist: Check these tasks off your to-do list before winter arrives. Click here.

Ready.gov:
Browse resources to help you stay safe before, during and after winter weather strikes. Click here.

Infographic:
Use these seven tips to stay safe when severe winter weather strikes. Click here.

Businesses

Report: Download our latest “Commercial Insurance Market Update” report to learn how catastrophic weather and other issues are impacting business insurance pricing and availability. Click here.

Ready.gov: Browse a variety of free business preparedness tools. Click here.