Weather

How to Prepare for Natural Disasters and Manage Risks

Plan Ahead. Be Prepared.

Floods, wildfires, tornadoes, hurricanes and winter storms impact the United States every year, injuring people, damaging property and costing billions of dollars in cleanup, repairs and lost business.

It’s not possible to prevent these natural disasters, but homeowners and business risk managers can take three important steps to protect themselves, their property and their finances.

1. Plan ahead. Understand the likely risks to your family, property or business. Take steps to reduce them before a natural disaster occurs.

2. Be aware. Download the Federal Emergency Management Agency’s free app or other tools to receive emergency alerts, safety tips and more.

3. Contact Hylant. We can help you better understand the coverage provided by your homeowners insurance, small business insurance and commercial property insurance, and explore ways to further reduce your risks.

Resources to Help You Protect Your Home, Family, and Business

How to Prepare for a Flood

Flooding, including inland flooding, is now one of the most common natural disasters in the U.S.

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How to Prepare for a Wildfire

Wildfire “season” is now a year-round threat.

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How to Prepare for a Tornado

While more tornadoes form from April through June each year, these powerful storms can strike during any month.

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How to Prepare for a Hurricane

Every year, organizations predict how many hurricanes will likely impact the U.S. Keep in mind that it takes just one to cause devastation.

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How to Prepare for Severe Winter Weather

Brutal cold, snow and ice are becoming more common in all parts of the U.S., not just in the northern states.

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Flood: Home & Families

Flooding, including inland flooding, is now one of the most common natural disasters in the U.S. Here are resources to help protect your family and property from a flood.

Flood: Businesses

Here are resources to help protect your business from a flood.

Checklist: Prepare in advance of floods to minimize damage and incurred costs.
Tip Sheet: Seven tips for managing commercial property flood risk exposures.
Ready.gov: Download “Inland Flooding Toolkit.”

Wildfires: Home & Families

Wildfire “season” is now a year-round threat. Here are resources to help protect your family and property from a wildfire.

Article: Does your insurance policy cover wildfires?
Ready.gov: Browse resources to help you stay safe before, during and after a wildfire.
Information Sheet: The National Fire Protection Association shares ways to make your home safer during a wildfire.

Wildfires: Businesses

Here are resources to help protect your business from a wildfire.

Tornado: Home & Families

While more tornadoes form from March through May each year, these powerful storms can strike during any month. Here are resources to help protect your family and property from a tornado.

Tornado: Businesses

Here are resources to help protect your business from a tornado.

Infographic: 5 steps that will help you effectively manage a business property insurance claim after a tornado or other natural disaster strikes.
Ready.gov: Download “Severe Wind/Tornado Toolkit."
Infographic: 5 tips to prepare your business for spring storm season.

Hurricane: Home & Families

Every year, organizations predict how many hurricanes will likely impact the U.S. Keep in mind that it takes just one to cause devastation. Here are resources to help protect your family and property from a hurricane.